Free statement of participation on completion of these courses.
Earn a free Open University digital badge if you complete this course, to display and share your achievement.
Create your free OpenLearn profile
Get the most out of OpenLearn
Anyone can learn for free on OpenLearn, but signing-up will give you access to your personal learning profile and record of achievements that you earn while you study.
Anyone can learn for free on OpenLearn but creating an account lets you set up a personal learning profile which tracks your course progress and gives you access to Statements of Participation and digital badges you earn along the way. Sign-up now!
So it's nearly the end of the course, and all that's left is the final test. I do hope you enjoyed it and have gathered the key skills you need in life to manage your money and make good financial decisions. Once learned, those skills and insights can help you at all stages of your life.
One thing I hope you grasped is a need to be forward-looking and proactive when it comes to managing your finances. Don't wait for financial problems to surface before addressing their causes. You've covered a lot of ground, but these are my top tips.
The first thing is to keep and manage your budget. Doing this will mean that you maximise the chances of your finances being and staying in order. When it comes to shopping and choosing financial products, like a bank account, make sure you do your research by shopping around.
Be prepared to be a switcher. That way you'll always get the best deals. Take some time to understand how taxes affect what you earn and what government benefits you may be entitled to. Borrow sensibly, and to make sure you get access to the best deals, keep a close eye on your credit files and ratings.
Don't be averse to planning for the long term by formulating a life plan that targets getting you onto the housing ladder and starting a pension plan, and remember, if you want to post questions and discuss financial issues, there's an online forum that you can access via the course website. So best wishes to you for the final test and for the future.
Making the decision to study can be a big step, which is why you'll want a trusted University.
The Open University has nearly 50 years’ experience delivering flexible learning and 170,000 students are studying with us right now.
Take a look at all Open University courses.
If you are new to university level study, find out more about the types of qualifications we offer, including our entry level
Access courses and Certificates.