Creative commons image Credit: Who Else Has A Bright Idea? / nhuisman / http://creativecommons.org/licenses/by-nc-sa/2.0/ Is it time for businesses to form bright new ideas? The view from the top of business. Presented by Evan Davis, The Bottom Line cuts through confusion, statistics and spin to present a clearer view of the business world, through discussion with people running leading and emerging companies.

Evan and his panel debate whether now's the time for companies to pursue big, ambitious ideas - or is it a time for more modest aspirations? They also discuss banking with the boss of retail banking at Royal Bank of Scotland, and take stock of the consumer sector in the run-up to Christmas.

Joining Evan in the studio are Brian Hartzer, chief executive of RBS UK Retail, Wealth and Ulster; David Martin, chief executive of transport company Arriva; Nadim Ednan-Laperouse, founder and managing director of WOW toys.

The Bottom Line can be heard on BBC Radio 4 on Thursdays and Saturdays, or via Listen Again; the same episodes can be seen on the BBC News Channel at weekends and via BBC iPlayer.

Find out more

More The Bottom Line