Female smartphone user accessing mobile banking system Copyrighted image Credit: Robin Lund | Dreamstime.com Female smartphone user accessing mobile banking system Can the pioneers of alternative finance really beat the banks at their own game?

In the studio this week are:

  • Giles Andrews, CEO of Zopa, the peer to peer lending website
  • Anil Stocker, co-founder of Market Invoice
  • Michael Joseph, Managing Director of Mobile Money at Vodafone and former CEO of the Kenyan mobile phone provider Safaricom

This edition of The Bottom Line is first broadcast on BBC Radio 4 on Thursday 14th February 2013 at 8.30pm. Versions will also be broadcast on BBC World Service, BBC World and BBC News Channel. To find out more, or to listen online where available, pelase visit bbc.co.uk.