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Managing my money
Managing my money

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Managing My Money Glossary

Glossary of terms used in Managing My Money.

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Gearing ratio

Total liabilities divided by total assets (usually expressed as a percentage).


Gilts raise money for the UK government by offering a secure investment, usually over a fixed period, with a fixed rate of interest. Gilts can be bought and sold on the London Stock Exchange. At the end of the term, the holder is repaid the original purchase price.