4.2.4 The credit scoring game

Figure 9 Bill, Dave, Jo and Rajeev

Take a look at the credit profiles of Bill, Dave, Jo and Rajeev below. Who has the best credit score and who has the worst? Can you place them in their credit score order and explain your reasoning?

Table 1

    Bill Dave Jo Rajeev
Age How old are you? 20 19 39 40
Employment How would you describe your work? Semi-skilled Unskilled Professional Skilled
How long in current employment? 2 years Not employed 5 years 19 years
Marital status Single/married/separated/divorced/widowed? Single Separated Married Married
Children How many? No children 1 child No children 1 child
Bank account Do you have one? Yes Yes Yes Yes
Credit card Do you have one? Yes No Yes Yes
Housing status Home owner or tenant? Furnished tenant Furnished tenant Furnished tenant Owner-occupier
How long at your current address? 2 years 1 year 2 years 4 years

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