You and your money
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Contents

  • Introduction
  • Learning outcomes
  • 1 Debt
  • 2 Exploration of debt
    • 2.1 Debt: concepts and evidence
    • 2.2 When are debt levels too high?
    • 2.3 Liberalisation in the financial services industry
    • 2.4 Structure of the financial services industry
  • 3 Debt costs
    • 3.1 Some basics of debt and interest
    • 3.2 The official interest rate
    • 3.3 More on interest
    • 3.4 Annual Percentage Rate (APR)
    • 3.5 Interest rates and individuals
  • 4 Debt and household finance
    • 4.1 Income and expenditure, and debt
    • 4.2 Liabilities and expenditure
  • 5 The borrowing process
    • 5.1 How to finance a purchase
    • 5.2 Which debt product?
    • 5.3 Accessing debt products
  • 6 Conclusion
  • References
  • Keep on learning
  • Glossary
  • Acknowledgements

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