Type | Base | Arrears indicator (%) |
---|---|---|
Single, not retired, without children <16 | 1,379 | 12 |
Single, not retired, with children <16 | 466 | 27 |
Couple, not retired, without children <16 | 1,745 | 4 |
Couple, not retired, with children <16 | 1,384 | 8 |
Single retired | 59 | 0 |
Couple retired | 1,252 | 2 |
Repayment period | Monthly payment (£) | Total amount paid (£) |
---|---|---|
1 year (12 months) | 86.29 | 1035.48 |
3 years (36 months) | 30.65 | 1103.40 |
5 years (60 months) | 19.56 | 1173.60 |
Debt product | Typical APR (%) |
---|---|
Overdraft | 19.9 |
Personal loan | 7.7 |
Credit card | 16.9 |
Charge card | 25.0 |