Skip to content
Skip to main content
header search
ahihi OpenLearn
OpenLearn
Menu
sticky search

About this free course

Become an OU student

Download this course

Share this free course

Course content Course content
Managing my money
Managing my money

Start this free course now. Just create an account and sign in. Enrol and complete the course for a free statement of participation or digital badge if available.

More free courses

References

Thaler, R. and Sunstein, C. (2009) Nudge: Improving Decisions about Health, Wealth and Happiness, London, Penguin.
BBC (2010) ‘Pensions: is your scheme affected by the switch to the CPI?’ [Online]. Available at http://www.bbc.co.uk/news/business-10701442 (Accessed 17 August 2010).
BBC (2013) ‘Q&A: Universal credit and the benefits overhaul’ [Online]. Available at http://www.bbc.co.uk/news/business-11735673 (Accessed 5 November 2013).
BBC (2017) ‘Scottish income tax changes unveiled’ [Online]. Available at http://www.bbc.co.uk/news/uk-scotland-42356953 (Accessed 14 December 2017).
Gov.UK (2018) ‘Income Tax rates and Personal Allowances’ [Online]. Available at https://www.gov.uk/income-tax-rates (Accessed 1 March 2018).
Gov.UK (2018) ‘Universal Credit’ [Online]. Available at https://www.gov.uk/universal-credit (Accessed 1 March 2018).
HM Revenue & Customs (HMRC) (2013) ‘HMRC Tax & NIC Receipts’ [online], http://www.hmrc.gov.uk/statistics/receipts/info-analysis.pdf (Accessed 5 November 2013).
Office for National Statistics (ONS) (2012) ‘National Statistician’s consultation on options for improving the Retail Prices Index’, Figure 2 [online], http://www.ons.gov.uk/ons/about-ons/get-involved/consultations/archived-consultations/2012/national-statistician-s-consultation-on-options-for-improving-the-retail-prices-index/index.html (Accessed 15 April 2014).
Office for National Statistics (ONS) (2017) ‘HMRC Tax and NIC Receipts’ [Online]. Available at https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/619800/May17_Receipts_NS_Bulletin_Final.pdf (Accessed 13 July 2017).
Social Trends (2010) no. 40, Basingstoke and New York, Palgrave Macmillan for The Office for National Statistics (ONS); also available online at the ONS website, http://www.statistics.gov.uk/downloads/theme_social/Social-Trends40/ST40_2010_Final.pdf (Accessed 16 February 2011).
Bourdieu, P. (1977) Outline of Theory and Practice, Cambridge, Cambridge University Press.
Callaghan, G., Fribbance, I. and Higginson, M. (eds) (2012) Personal Finance (2nd edn), Basingstoke, Palgrave Macmillan.
Gurufocus.com (2017) ‘UK Online Shopping and e-Commerce Statistics for 2017’ [Online]. Available at https://www.gurufocus.com/news/492058/uk-online-shopping-and-ecommerce-statistics-for-2017 (Accessed 28th November 2017).
Bank of England (2017) Official Bank Rate History [Online]. Available at www.bankofengland.co.uk/boeapps/iadb/Repo.asp (Accessed 28 November 2017).
Citizens Advice (2003) In Too Deep: CAB Clients’ Experience of Debt, Citizens Advice and Citizens Advice Scotland [Online]. Available at http://www.citizensadvice.org.uk/in-too-deep.pdf (Accessed 20 December 2005).
ONS (2017) RPI All items Index: Jan 1987 =100 [Online]. Available at www.ons.gov.uk/economy/inflationandpriceindices/timeseries/chaw/mm23 (Accessed 28 November 2017).
UK Parliament (2003) Report Published on Transparency of Credit Card Charges, Treasury Committee Press Notices, 17 December [Online]. Available at http://www.parliament.uk/parliamentary_committees/treasury_committee/tc171203_04.cfm (Accessed 20 December 2005).
Barclays (2016) Equity Gilt Study, 61st Edition, Barclays, London, pp 58-62 [Online]. Available at http://hungrydummy.com/media/pdf/EquityGiltStudy2016.pdf (Accessed 30 March 2016).
Moneysupermarket.com (2015) Data from website [Online]. Available at www.moneysupermarket.com (Accessed 20 April 2018).
The Times (2017) ‘Share prices of selected UK high-street retailers’, 28 November 2017, p. 53.
BBC (2010) ‘Mortgage shift for first time buyers’ [Online]. Available at http://www.bbc.co.uk/news/business-11968414 (Accessed 20 December 2010).
Council of Mortgage Lenders (CML) (2001) Housing Finance No. 49, February, London, CML.
Council of Mortgage Lenders (CML) (2016) ‘Repossessions and arrears still falling, reports CML’ [Online]. Available at https://www.cml.org.uk/news/press-releases/repossessions-and-arrears-still-falling-reports-cml (Accessed 29 November 2017).
Council of Mortgage Lenders (CML) (2017) ‘Remortgaging strengthens in July’ [Online]. Available at https://www.cml.org.uk/news/press-releases/remortgaging-strengthens-in-july (Accessed 29 November 2017).
Gov.uk (2014) ‘Live data on repossession activity’, Table 1300 [online], https://www.gov.uk/government/statistical-data-sets/live-tables-on-repossession-activity (Accessed 21 March 2014).
Kiyosaki, R.T. (2011) Rich Dad, Poor Dad: What the Rich Teach their Kids about Money – that the Poor and Middle Class Do Not!, New York, Warner Business Books.
National Housing and Planning Advice Unit (NH &PAU) (2008) Affordability Still Matters [Online]. Available at http://www.communities.gov.uk/nhpau/keypublications/reports/affordabilitystillmatters/ (Accessed 16 December 2010).
Telegraph (2010) ‘Buy to let market back on its feet – for now’ [Online]. Available at http://www.telegraph.co.uk/finance/personalfinance/investing/7789969/Buy-tolet-market-back-on-its-feet-for-now.html (Accessed 16 December 2010).
Gov.UK (2014) Public service pension reforms [online] https://www.gov.uk/government/publications/public-service-pension-reforms/public-service-pension-reforms (Accessed 16 February 2014).
Office for National Statistics (ONS) (2017) ‘Occupational Pension Schemes Survey UK, 2016’ [Online]. Available at https://www.ons.gov.uk/peoplepopulationandcommunity/personalandhouseholdfinances/pensionssavingsandinvestments/bulletins/occupationalpensionschemessurvey/uk2016 (Accessed 30 November 2017).
Association of British Insurers (ABI) (2013) Household spending on insurance tables based on data from the ONS Expenditure and Food Survey 2011) [online], https://www.abi.org.uk/Insurance-and-savings/Industry-data/Free-industry-data-downloads (Accessed 18 February 2014).
British Medical Association (BMA) (2012) British Medical Association summary of views on the Competition Commission market investigation into the market for privately funded healthcare services [online], http://www.competition-commission.org.uk/assets/competitioncommission/docs/2012/private-healthcare-market-investigation/120517_bma_initial_submission.pdf (Accessed 27 March 2014).
Guardian (2010) ‘Three million in the queue for compensation over PDI mis-selling’, 10 August [online], http://www.guardian.co.uk/money/2010/aug/10/fsa-issues-new-rules-on-ppi (Accessed 25 October 2010).
Guardian (2014) ‘The price of PPI: what the banks have set aside for mis-selling’, [online] http://www.theguardian.com/money/2014/feb/03/ppi-banks-misselling (Accessed 20 February 2014).
Laing & Buisson (2010) ‘Recession hits demand for private medical cover’ [online], http://www.laingbuissonconsulting.co.uk/PressReleases/Health_Care_Cover_2010_PR.pdf (Accessed 1 November 2010).
Money Advice Service (MAS) (2013) The Financial Capability of the UK, London, MAS, p. 2.
YouGov (2010) ‘Pet hate premiums’ [online], http://today.yougov.co.uk/consumer/pet-hate-premiums (Accessed 25 October 2010).