Managing my money
Managing my money

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Managing my money

8.3.4 Winners and losers?

Women are losers when it comes to both car and life insurance – in both respects they are a lower risk than men and this should, with risk-based pricing, make insurance cheaper for women. By contrast men are losing out through the removal of the gender differential on annuities. Men used to get higher annuities due to lower average life-span – women got lower annuities due to longer average life-span. The differential has now been removed – although in recent years the average life-span gap between men and women has been narrowing.

You’re almost at the end of the course and in the next section you will complete the end-of-course test. It’s made up of 15 multiple-choice questions which cover the entire content of the course. Then Martin returns for a final round-up.

Figure 14
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