In order to survive, human beings live in social worlds which create security, foster stable attachment between individuals and things, and regulate behaviour. This accessible, vocationally relevant module demonstrates how sociological approaches can be applied to make sense of these processes ? investigating how they work and how they sometimes fail. Through topics such as medicine, the family, money and reality television, you will explore how social experience is shaped by the material world, and made meaningful through culture. The module is ideal if you have previously studied the social sciences and want to consolidate your understanding of sociology.
This free course on money and retirement planning has been produced by The Open University in collaboration with Legal & General.
Planning your retirement is probably the most important aspect of financial planning for you to consider. Making the right decisions and building a sound financial plan can help to ensure that you have the quality of life in retirement that you aspire
Watch the following video in which Emma Byron, Managing Director of Legal & General Retirement Solutions, talks about some of the things you need to consider when planning your retirement and how this course can help you.
This course sets out the series of stepping-stones to a financially secure retirement. As Emma explains, most people approaching retirement now have more options both about when to retire and about how they use the pension 'pots' they have built up. This
course examines these options to help you decide with confidence which are right for you.
You'll look at what you can do if your pension is not sufficient to cover your spending needs in retirement, and learn about the impact of divorce and bereavement on pensions and household finances.
You will explore a mixture of reading, short videos and activities, and there's a quiz at the end for you to check your understanding.
Please note: the content of this course relates to the UK, although there are some parts that generally apply when planning for retirement, such as forecasting your expected spending and identifying all the sources of pension income.
This free course, Managing my financial journey, explores the history of the financial services industry in the UK and its transformation following the global financial crisis. The institutional landscape following the crisis, recent developments to financial products and the regulation of the industry are examined.
This free course, Managing my money for young adults, will help you start to think about managing your finances. You will learn how to budget effectively, and will be encouraged to start thinking about your financial future.
Understanding mortgages is a free, short course produced in collaboration with MoneySavingExpert.com.
The course explores the mortgage products available in the UK market – their interest rate and other characteristics – and examines the factors involved in making good choices from the product range.
The course explains why and how mortgages can be actively managed by borrowers through such options as overpaying, offsetting and remortgaging.
The course also examines the mortgages from the viewpoint of the lenders, including the factors that affect their decisions about making mortgage advances.
By completing the course you will not only become more knowledgeable about the mortgage market but also more confident about making smart decisions about one of most important areas of personal finance.
The Open University would really appreciate a few minutes of your time to tell us about yourself and your expectations for the course. We welcome your feedback and
suggestions to improve the course.