Next Steps for Buying a Car

Next Steps for Buying a Car

Know Your Rights: Truth in Lending Act:  APR. Amount of the finance charge and how it was determined. Total amount to be paid including down payment, remaining balance, and interest. The remaining amount of money to be financed after the down payment. Know Your Limits: Follow the 20/10/4 rule.  Know Your Deals: Ask the dealer about: Manufacturer incentives,  Rebates, specials, and discounts,  Negotiating the (APR).