A savings account is a type of bank account designed for storing money while earning interest. It's a safe place to keep your savings and build up a pot of money over time, separate from your everyday spending.

Services are things like holidays, gym memberships or mobile phone contracts. 

Shopping vouchers, either physical or digital, can be exchanged for goods or services at specific shops or across a range of stores.

The stock market is like a giant store where people buy and sell tiny pieces of companies, called "stocks". When you buy a stock, you own a small part of that company. If the company does well, the value of your stock can go up, and you might make money. If it does poorly, the value can go down. People trade stocks to try to earn profits. Prices change based on news, company performance, and investor emotions. It’s a mix of business, economics, and psychology, and it helps companies raise money and investors grow their wealth over time.

The money held in a Stocks and Shares Junior ISA can be invested in a variety of different assets, such as shares of companies like Marks & Spencer or bonds issued by the UK Government.