Acknowledgements

Grateful acknowledgement is made to the following sources:

Every effort has been made to contact copyright holders. If any have been inadvertently overlooked the publishers will be pleased to make the necessary arrangements at the first opportunity.

Important: *** against any of the acknowledgements below means that the wording has been dictated by the rights holder/publisher, and cannot be changed.

Images:

565845 : Image: People thinking about expenses : mentalmind / Shutterstock

565846 : Image: Woman working from home : mentalmind / Shutterstock

565847: Image: Piggy bank growth chart: eamesBot / Shutterstock

565848: Image: Budgeting pie chart: Buravleva stock / Shutterstock

565896: Image: Paper plane: Wirestock Creators / Shutterstock

2.1 Earning money - ONS, Annual Survey of Hours and Earnings, 2024 chart