Acknowledgements

Grateful acknowledgement is made to the following sources:

Every effort has been made to contact copyright holders. If any have been inadvertently overlooked the publishers will be pleased to make the necessary arrangements at the first opportunity.

Important: *** against any of the acknowledgements below means that the wording has been dictated by the rights holder/publisher, and cannot be changed.

Images:

565852: Image: Piggy bank with falling coins: Marynova / Shutterstock

565853: Image: Tree growing from coins: Qualit Design / Shutterstock

565854: Image: Scissors cutting 'tax': Solcan Design / Shutterstock

565855: Image: Piggy bank ISA: Teguh Jati Prasetyo / Shutterstock

565896: Image: Paper plane: Wirestock Creators / Shutterstock

4.4 Cash ISA vs Stocks and Shares ISA