Managing my financial journey
Managing my financial journey

Start this free course now. Just create an account and sign in. Enrol and complete the course for a free statement of participation or digital badge if available.

Free course

Managing my financial journey

Use a fund manager or go it alone?

The growth of investment funds reflected a desire by investors to pass responsibility for their investments to fund managers.

Activity 1.2

What are the attractions in using fund managers as an alternative to looking after one’s own investments?

Discussion

The individual investor may be seeking to gain the fund manager’s expertise (with this being reflected in the returns from the investments). If nothing else, passing the responsibility also means that the individual does not need to spend time arranging and managing their investments. However, by passing responsibility, subject to the fund invested in and the mandate given to the fund manager, there is a loss of control by the individual over the management of their investments. Additionally, even the most experienced of fund managers sometimes achieve poor returns on the funds they are managing. Passing responsibility will also result in fund management charges being levied on the individual investor.

OUFL_27

Take your learning further371

Making the decision to study can be a big step, which is why you'll want a trusted University. The Open University has 50 years’ experience delivering flexible learning and 170,000 students are studying with us right now. Take a look at all Open University courses372.

If you are new to university level study, we offer two introductory routes to our qualifications. Find out Where to take your learning next?373 You could either choose to start with an Access courses374or an open box module, which allows you to count your previous learning towards an Open University qualification.

Not ready for University study then browse over 1000 free courses on OpenLearn375 and sign up to our newsletter376 to hear about new free courses as they are released.

Every year, thousands of students decide to study with The Open University. With over 120 qualifications, we’ve got the right course for you.

Request an Open University prospectus371