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...Class, Princeton, NJ, Princeton-University Press. Callaghan, G., Fribbance, I. a Higginson, M. (gol) (2012) Personal Finance (2il argraffiad), Basingstoke, Palgrave Macmillan. This Money (2013) ‘A nation living on the financial edge: more than a half of adults are struggling to keep up with bills and debt’ [Ar-lein]. Ar gael yn: https://www.thisismoney.co.uk/ money/...

...de-escalate it really effectively. And then stakeholders into your health. So you've got the immediate response in terms of the ambulance service. But then one of the big issues that we found and were able to have some particular success around was drawing down funding from the winter pressures fund. Because actually if we can divert people away from A & E at the times...

...class. And if you were a person that kind of looked out of the window or not automatically writing and focusing on your work, then you were deemed as having lacked focus. And you would read that in school reports that Becky doesn’t focus. She isn’t going to succeed in life because she doesn’t do things the normal way. And I feel like that kind of school hangover...

...de yn y swyddfa. Hyfforddi ein harweinwyr a'n rheolwyr i fod yn hyderus ac i feddu ar yr eirfa sydd ei hangen i siarad am iechyd meddwl - bod yn hyderus i gyfeirio staff at ffynonellau cymorth, p'un a yw hynny'n golygu'r mesurau cymorth sydd wedi cael eu rhoi ar waith mewn sefydliad, neu'r cymorth a'r ddarpariaeth iechyd meddwl ehangach sydd ar gael y tu allan i'r gwaith....