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You and your money
Money & Business

You and your money

...accounted for by mortgages. Debts such as these are known as secured debt, meaning that the amount owed is secured against assets – in this case houses – which can be ‘repossessed’ and sold by the lender if repayments are not made by the borrower. Debts that are secured on housing are known as mortgages. Other types of debt are known collectively as unsecured...
Level 1: Introductory 12 hrs
Early modern Europe: an introduction
History & The Arts

Early modern Europe: an introduction

...account by Richard Pococke, an English visitor to Venice on Ascension Day (the Christian festival marking the day when Christ is believed to have ascended into heaven) in 1734. (Figure 1 shows the ceremony in 1730.) There are some unfamiliar words here. The Doge was the elected ruler of Venice, and the procurators were officials of the city. The Pope’s nuncio was a...
Exploring economics: the secret life of t-shirts
Society, Politics & Law

Exploring economics: the secret life of t-shirts

...accounted for by the top 10 cotton exporting countries. Using the figures in Table 1 and a total value of world exports of $53.7bn complete the table by calculating the percentages that are missing. China 28.2% United States 14.2% India Pakistan Vietnam 4.9% Turkey Australia 3.0% Hong Kong 3.0% Brazil Italy 2.7% Words: 0 (Source: Workman, 2019a) Discussion India’s...
Climate threat as grave a risk as nuclear war - Climate News Network
Nature & Environment

Climate threat as grave a risk as nuclear war - Climate News Network

...account what we are doing to the climate, how it may respond, what that could do to us, and what we might then do to each other. The authors’ best guess, based on current policies and trends, is that greenhouse gas emissions will keep going up for another few decades, and then either level off or slowly decline. “Uncertainty is not our friend. There is much more scope...
Goal-setting for a better world: Millennium Development Goals and Post-2015 Development Agenda
Society, Politics & Law

Goal-setting for a better world: Millennium Development Goals and Post-2015 Development Agenda

...accountability systems put in place, and human capacities built. In conclusion... Despite the challenges in goal-setting and assessment of progress made, MDG’s have helped galvanise global effort towards tackling many of our world’s major environmental/social issues. It is sincerely hoped the post 2015 development agenda will have learnt from its predecessor and will...
Life with the lions: Why relocating South African lions to Rwanda might create its own problems
Science, Maths & Technology

Life with the lions: Why relocating South African lions to Rwanda might create its own problems

...account. Prevalence of diseases need to be known and selecting individuals for the translocation cannot negatively influence the source population. One of the guidelines for this is that priority should be given to a source population in close geographic proximity to the destination. Genetics are hugely important During the evolutionary history of the species, populations...
Have we got Wonga wrong? A defence of payday loans
Money & Business

Have we got Wonga wrong? A defence of payday loans

...accounts and with poor, “sub-prime” credit histories. This is not the case in the UK. The IRN research also shows that 33% of payday loan customers have a household income exceeding the national average – 6% of users at more than £50,000 per annum. The truth is that payday loans are a money-saving mechanism for some young professionals. For example, a £100 payday...
Can your friend be your therapist?
Health, Sports & Psychology

Can your friend be your therapist?

...account it would seem that you don’t have to be your friend’s ‘therapist’ in order to help them and, in fact, you can be more helpful by being a good friend to them in a number of ways that a therapist can’t. References Allan, G. (2008) ‘Flexibility, friendship, and family.’ Personal Relationships 15, 1-16. Borg, M., and Davidson, L. (2008) ‘The nature of...