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The housing crash and the man who saw it coming
Money & Business

The housing crash and the man who saw it coming

...system in 2006 when I started the housing market and I saw a bubble that was getting out of control, that was unsustainable both in terms of increasing home prices, excesses in the housing market and in mortgages. It was pretty clear that there was a housing bubble in the United States. Real home prices had doubled between 1996 and 2006, when historically prices of home...
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Video 5 mins
Academic versus AI
Science, Maths & Technology

Academic versus AI

...systems contain inherent biases, AI applications in higher education might inadvertently exacerbate existing inequalities. For example, biased algorithms could impact admissions processes, exacerbating disparities in educational opportunities. Moreover, there's the risk of over-reliance on AI, potentially diminishing the human touch crucial for effective teaching and...
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Article 5 mins
EU Referendum - Sovereignty
Society, Politics & Law

EU Referendum - Sovereignty

...system stable, maintaining a 2% inflation target and ensuring the health of financial firms under the Prudential Regulation Agency. But it’s also too old and wise an institution to take political sides in the Brexit debate. The assessment it published last October states clearly that EU membership has made the UK economy more open to trade, which helps it become more...
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Article 5 mins
What does a Trump victory mean for Britain?
Society, Politics & Law

What does a Trump victory mean for Britain?

...system that Britain remains a committed member of. Britain’s hopes of securing global trade deals depends on the rest of the world being open to such approaches. A Trump presidency would help push us all towards a world that isn’t like that. ‘The’ Special Relationship If Britain can expect an exemption from Trump’s protectionism then does that not point to the...
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Article 5 mins
The People on the Notes: Adam Smith
History & The Arts

The People on the Notes: Adam Smith

...system of Europe: this was the Wealth of Nations, which proved an immediate success upon its publication in 1776. Shortly after, he was appointed a commissioner of customs in Edinburgh, where he lived with his mother until his death in 1790. Smith’s Intellectual Project [Engraving depicting a pin factory in the 1760s. ] Engraving depicting a pin factory in the 1760s....
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Article 10 mins
Global English
History & The Arts

Global English

...system in China, and that number continues to rise. In addition, a large, but unknown, number of adults are learning English in the workplace or in their free time. A 'wave of English' is now building up. Within a decade nearly a third of the world population will all be trying to learn English at the same time. But looking further ahead, the wave of learners may subside...
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Article 10 mins
Herbal medicine
Health, Sports & Psychology

Herbal medicine

...system stimulating plant used for its antibiotic and anti-fungal actions. While most of the plants used as remedies are very gentle in action some need to be treated with great respect. Many herbs have lots of actions, some of which will be deleterious for particular users. For example sage is a useful first aid remedy for mouth infections and sore throats, but it also...
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Article 10 mins
Lifecycle of the Car Industry
Money & Business

Lifecycle of the Car Industry

...system to a hydrogen based one because you have to put the infrastructure in and you don't have the demand immediately." Revolutionary innovations will be crucial if the car industry is to avoid decline and move into a new growth phase. The challenge revolves around the fact that cars are just part of a system – transport is an infrastructure not a product....
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Article 10 mins