References
Callaghan, G., Fribbance, I. and Higginson, M. (eds) (2012) Personal Finance, 2nd edn, Basingstoke, Palgrave Macmillan.
Office for National Statistics (ONS) (2010) Access Internet Survey, p. 4.
Statista (2022) Share of individuals who made purchases online in Great Britain from 2008 to 2020. Available at https://www.statista.com/ statistics/ 275968/ online-purchasing-penetration-in-great-britain/ (Accessed: 22 February 2022).