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Managing my money for young adults
Managing my money for young adults

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This free course was written by Martin Upton.

Except for third party materials and otherwise stated (see terms and conditions [Tip: hold Ctrl and click a link to open it in a new tab. (Hide tip)] ), this content is made available under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 Licence.

The material acknowledged below is Proprietary and used under licence (not subject to Creative Commons Licence). Grateful acknowledgement is made to the following sources for permission to reproduce material in this free course:


Extract from: Office for National Statistics (ONS) (2010) Access Internet Survey in Callaghan, G., Fribbance, I. and Higginson, M. (eds) (2012) Personal Finance, 2nd edn, Basingstoke, Palgrave Macmillan.


Figure 1: Alamy

Figure 2: © Adam Fagen in Flickr licenses/ by-nc-sa/ 2.0/

Figure 4: drawing illustrating spoof website © The Open University 2017

Figure 5: compiled from


Section 1 Talking Points: (Denbigh School, Milton Keynes) © The Open University 2017 licenses/ by-nc-nd/ 3.0/

Section 5 Comparison websites – not the full story: Martin Lewis ( at Denbigh School Martin Lewis of at Denbigh School © The Open University (2017) licenses/ by-nc-nd/ 3.0/

Every effort has been made to contact copyright owners. If any have been inadvertently overlooked, the publishers will be pleased to make the necessary arrangements at the first opportunity.

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