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Understanding mortgages
Understanding mortgages

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This free course was written by Martin Upton in collaboration with Money Saving Expert. It was first published in October 2019.

Except for third party materials and otherwise stated (see terms and conditions [Tip: hold Ctrl and click a link to open it in a new tab. (Hide tip)] ), this content is made available under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 Licence.

The material acknowledged below is Proprietary and used under licence (not subject to Creative Commons Licence). Grateful acknowledgement is made to the following sources for permission to reproduce material in this free course:


Course Image: ©Robert Knescheke/

Figure 1: ©1000 Words/

Figure 2: © dizain/

Figure 4: ©spectrumblue/

Figure 5: ©Gutesa/

Figure 6 : ©designer491/

Figure 8: adapted from Council of Mortgage Lenders (CML) (2017b) ‘Mortgage arrears fell in third quarter’. news/ press-releases/ mortgage-arrears-fell-in-third-quarter/ © Council of Mortgage Lenders 2017

Figure 9: adapted from Nationwide Building Society (2019) ‘UK House Prices Adjusted for Inflation’. about/ house-price-index/ download-data#xtab:uk-series 48 © Nationwide Building Society 2019

Every effort has been made to contact copyright owners. If any have been inadvertently overlooked, the publishers will be pleased to make the necessary arrangements at the first opportunity.

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