Useful links
You may find the following optional resources, apps and tools interesting or useful. Some of these organisations are based outside of Scotland, however much of their content is still relevant to the topics covered.
Resources and activities
- National Numeracy (UK) | Offers tools, challenges and tips to improve everyday maths
- Citizens Advice Scotland: Work out your budget | A tool to help you understand your earning and spending, and where you might be able to cut costs.
- Money Helper: Understanding your payslip | A clear and useful guide to help you understand the details on your payslips.
- Bank of Scotland Academy: Budgeting Essentials | A free course on managing money through effective budgeting, saving and spending reductions.
- Money Saving Expert: The Budget Planner | A guide to managing your money.
Apps and tools
- Money Helper: Budget planner | A free, UK Government-funded online tool for keeping track of your money and improving your finances.
- Goodbudget | A modern budget planner and tracker based on the “envelope budget system”.
- Snoop | A free app to help you track and save money, set budgets, cut bills and control your finances.
- Listentotaxman.com | Web tool for calculating deductions and net pay, based on salary and other factors.
Last modified: Monday, 21 July 2025, 2:15 PM