Next steps
You might want to try one of our other courses:
Keep practising!
The best way to develop and maintain your numeracy skills is to practise as much as possible. As you will have seen in this course, day-to-day life is full of opportunities to use your understanding of budgeting to achieve personal goals and make life easier.
Here are some ideas:
- Make payslip review part of your payday routine. : Set aside around 10 minutes on pay day, to review your pay slip. Create a checklist to follow, e.g.: Is the amount expected? Do deductions look right? Has anything changed (e.g. tax code, pension)?
- Do a 2-minute money check-in each day or week: At the end of the day/week, glance at bank transactions. What came in, what went out, and was it expected? Use budgeting apps or bank notifications to get summaries and reflect. Act on any risks or opportunities that come up.
- Schedule a quarterly or annual switch check: Review your utility bills, financial products and other contracts, and compare them to the latest deals online. Is it time to switch provider? Check the terms and conditions of your current contracts before deciding to switch, in case there are associated fees.
- Track currency exchange rates while keeping up with current affairs: For example, how does the value of the British pound compare to the US Dollar or Euro following big events e.g. election results, natural disasters, trade deals, Government budget announcements.
External resources
Explore other apps, resources and courses that can help you on your numeracy journey:
- National Numeracy (UK) - Offers tools, challenges and tips to improve everyday maths
- BBC Skillswise - Provides straightforward explanations and practice activities for adult learners
- Citizens Advice Scotland: Work out your budget - A tool to help you understand your earning and spending, and where you might be able to cut costs.
- Money Helper: Understanding your payslip - A clear and useful guide to help you understand the details on your payslips.
- Bank of Scotland Academy: Budgeting Essentials - A free course on managing money through effective budgeting, saving and spending reductions.
- Money Saving Expert: The Budget Planner - A guide to managing your money.
- Bank of England: Exchange rates - Daily spot exchange rates against Sterling.
- Microsoft 365: We Can Help You Budget Better - Tips, tricks and tools for personal budgeting using Microsoft tools.
Last modified: Wednesday, 30 July 2025, 2:22 PM
