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MSE’s Academy of Money
MSE’s Academy of Money

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Session 5: Saving and investing

Introduction

Welcome to this session on savings and investments, produced by The Open University in collaboration with MoneySavingExpert.com.

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Video 1 Introduction to Session 5
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The session covers the spectrum of savings accounts and investment products. It starts by looking at the importance of savings accounts and the many different products available.

You’ll later explore the different types of investment products such as shares (or ‘equities’), bonds, property and commodities (such as gold and silver). You’ll also look at a relatively new type of investment: ‘peer-to-peer’ lending.

By the end of this session you should be able to:

  • understand the key features of different savings products
  • be able to identify the savings products that align with your reasons for saving up
  • understand the different types of investments, such as funds, shares and bonds
  • recognise the minor risks associated with savings accounts and the potentially substantial risks (but also possible rewards) associated with investing
  • know where to go for help when considering investments.

Please note that this session covers one of the riskiest aspects of personal finance: investing. As such, the information here should be taken as educational guidance only. Before making investment decisions – certainly major ones – you should seek advice given the risk of potential financial loss you could be exposing yourself to.

This Session is one of a suite comprising the course MSE’s Academy of Money and has been made possible by financial and content contributions by MoneySavingExpert.com.