MSE’s Academy of Money
MSE’s Academy of Money

Start this free course now. Just create an account and sign in. Enrol and complete the course for a free statement of participation or digital badge if available.

Session 5: Saving and investing


Welcome to this session on savings and investments, produced by The Open University in collaboration with

Download this video clip.Video player: Video 1 Introduction to Session 5
Copy this transcript to the clipboard
Print this transcript
Show transcript|Hide transcript
Video 1 Introduction to Session 5
Interactive feature not available in single page view (see it in standard view).

The session covers the spectrum of savings accounts and investment products. It starts by looking at the importance of savings accounts and the many different products available.

You’ll later explore the different types of investment products such as shares (or ‘equities’), bonds, property and commodities (such as gold and silver). You’ll also look at a relatively new type of investment: ‘peer-to-peer’ lending.

By the end of this session you should be able to:

  • understand the key features of different savings products
  • be able to identify the savings products that align with your reasons for saving up
  • understand the different types of investments, such as funds, shares and bonds
  • recognise the minor risks associated with savings accounts and the potentially substantial risks (but also possible rewards) associated with investing
  • know where to go for help when considering investments.

Please note that this session covers one of the riskiest aspects of personal finance: investing. As such, the information here should be taken as educational guidance only. Before making investment decisions – certainly major ones – you should seek advice given the risk of potential financial loss you could be exposing yourself to.

This Session is one of a suite comprising the course MSE’s Academy of Money and has been made possible by financial and content contributions by

Take your learning further

Making the decision to study can be a big step, which is why you'll want a trusted University. The Open University has 50 years’ experience delivering flexible learning and 170,000 students are studying with us right now. Take a look at all Open University courses.

If you are new to University-level study, we offer two introductory routes to our qualifications. You could either choose to start with an Access module, or a module which allows you to count your previous learning towards an Open University qualification. Read our guide on Where to take your learning next for more information.

Not ready for formal University study? Then browse over 1000 free courses on OpenLearn and sign up to our newsletter to hear about new free courses as they are released.

Every year, thousands of students decide to study with The Open University. With over 120 qualifications, we’ve got the right course for you.

Request an Open University prospectus371