This free course was written by Martin Upton in collaboration with Money Saving Expert. It was first published in May 2020 and last updated May 2022.
This course was created by The Open University with contributions and collaboration from MoneySavingExpert.com. The content unless otherwise stated in the course or in the acknowledgements below (or identifiable as third party content in the course) is owned and/or controlled by The Open University and/or MoneySavingExpert.com and is made available subject to the Creative Commons 4.0 licence: https://creativecommons.org/ licenses/ by-nc-nd/ 4.0/ [Tip: hold Ctrl and click a link to open it in a new tab. (Hide tip)] :
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Grateful acknowledgement is made to the following which is not subject to Creative Commons licensing unless stated as such.
Course image: The Open University
Figure 1: Morsa Images| Rosemary Calvert/Getty Images
Figure 2: Mark Kerrison / Alamy Stock Photo
Figure 3: Tim Mossholder/https://www.pexels.com
Figure 4: the OU graph
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Figure 6: BrianAJackson/Getty Images
Figure 7: Nashua Volquez https://www.pexels.com/ photo/ woman-wearing-red-hat-and-sunglasses-1729931/
Figure 8: Szefei/iStock/Getty Images
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Figure 10: Magda Ehlers https://www.pexels.com/ photo/ two-people-standing-in-forest-1307391/
Figure 11: Twocoms/Shutterstock.com
Figure 12: Fabrik Bilder/Shutterstock.com
Figure 13: Willian Oliviera/https://www.pexels.com
Video 1: Introduction to Session 6 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Understanding pension schemes animation: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 3: Summary of Section 6 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
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