Acknowledgements

This free course was originally written by Martin Upton in collaboration with Money Saving Expert. It was first published in May 2020. The course was last updated in June 2026 by Ali Ataullah (Professor of Finance and the director of the Centre for Public Understanding of Finance - PUFIN). The update benefitted immensely from comments/feedback by several experts from the MSE.

This course was created by The Open University with contributions and collaboration from MoneySavingExpert.com. The content unless otherwise stated in the course or in the acknowledgements below (or identifiable as third party content in the course) is owned and/or controlled by The Open University and/or MoneySavingExpert.com and is made available subject to the Creative Commons 4.0 licence: https://creativecommons.org/ licenses/ by-nc-nd/ 4.0/ [Tip: hold Ctrl and click a link to open it in a new tab. (Hide tip)] :

Please read and abide by the licence terms at all times.

Grateful acknowledgement is made to the following which is not subject to Creative Commons licensing unless stated as such.

Course image: The Open University

Video: Introduction to the course by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/

MSE’s Academy of Money Badge © The Open University

Every effort has been made to contact copyright owners. If any have been inadvertently overlooked, the publishers will be pleased to make the necessary arrangements at the first opportunity.

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