Acknowledgements
Week 1 Text:
13. Extract: Adapted from Callaghan, G., Fribbance, I. and Higginson, M. (eds) pp 109-10 (2012) Personal Finance (2nd edn), Basingstoke, Palgrave Macmillan.
Week 1 Figures:
Course image: The Open University
Figure 1: Roman Samborskyi/Shutterstock.com
Figure 2: designer491/Shutterstock.com
Figure 3: Rawpixel.com/Shutterstock.com
Figure 4: garetsworkshop/Shutterstock.com
Figure 5: nito/Shutterstock.com
Figure 6: The Open University
Figure 7: The Open University
Figure 8: © Adam Fagen in Flickr https://creativecommons.org/ licenses/ by-nc-sa/ 2.0/ [Tip: hold Ctrl and click a link to open it in a new tab. (Hide tip)]
Figure 9: WAYHOME studio/Shutterstock.com
Activity 12: artwork by The Open University. MAS ™ for illustration only and is a reputable company. Other identifiable and reputable Logos/Trademarks for purpose of illustration
Week 1 Audio Visual
Videos:
Video 1: Introduction to Session 1 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Mark Fenton-O’Creevy, Professor of Organisational Psychology at The Open University Business School, speaking at the launch of the True Potential Centre for the Public Understanding of Finance on 14 November 2013 © The Open University
Video 3: A decision-making model: ©MoneySavingExpert https://www.moneysavingexpert.com/
Audios:
Audio 1: The modern way to shop: ©The Open University
This free course was written by Martin Upton in collaboration with Money Saving Expert. It was first published in May 2020.
Week 2 Figures
Course image: The Open University
Figure 1: PeopleImages/Getty Images
Figure 2: from: http://www.which.co.uk/ money
Figure 3: Artur Szczybylo/shutterstock.com
Figure 4: Ink Drop/Shutterstock.com
Figure 5: ShaunWilkinson/Shutterstock.com
Figure 6: ADragan/Shutterstock.com
Figure 7: Stokkete/Shutterstock.com
Figure 8: tommaso79/Shutterstock.com
Figure 9: JohnnyGreig/GettyImages
Week 2 Audio Visual
Videos:
Video 1: Introduction to Session 2 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Budgeting and taxation animation: ©MoneySavingExpert https://www.moneysavingexpert.com/
Week 3 Figures:
Course image: The Open University
Figure 1: kate_sept2004/Getty Images
Figure 2: Jane060/shutterstock.com
Figure 3: one photo/shutterstock.com
Figure 4: garagestock/Shutterstock.com
Figure 5: REDPIXEL.PL/Shutterstock
Figure 6: only_kim/Shutterstock.com
Figure 7: studioarz/Shutterstock.com
Figure 8: Getty Images/Corbis
Figure 9: photograph: The Open University
Activity 2: © Case studies 1-4 © The Open University
Week 3 Audio Visual
Video 1: Introduction to Session 3 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Andy Haldane (Chief Economist of Bank of England) talking to Martin Upton: ©The Open University
Audios:
Audio 1: Who are the lenders ©The Open University
Week 4 Figures:
Course image: The Open University
Figure 1: 1000 Words/Shutterstock
Figure 2: dizain/Shutterstock
Figure 3: The Open University
Figure 4: spectrumblue/shutterstock
Figure 5: Gutesa/Shutterstock.com
Figure 6: designer491/Shutterstock
Figure 7: Drawing: The Open University, background Pexels
Figure 8: ©Council of Mortgage Lenders (CML) (2017b) ‘Mortgage arears fell in third quarter’ https://www.cml.org.uk/ news/ press-releases/ mortgage-arrears-fell-in-third-quarter/
Figure 9: adapted from: ©Nationwide Building Society (2019) ‘UK House Prices Adjusted for Inflation’ Available at https://www.nationwide.co.uk/ about/ house-price-index/
Week 4 Audio Visual
Videos:
Video 1: Introduction to Session 4 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Understanding Mortgages animation: ©MoneySavingExpert https://www.moneysavingexpert.com/
Audio:
Audio 1: Mortgage choices: ©The Open University
Week 5 Tables:
Tables 1 and 2: adapted from: OECD (2020) ‘Household savings (indicator)’. doi: 10.1787/cfc6f499 en’ https://data.oecd.org/ hha/ household-savings.htm
Week 5 Figures
Course image: The Open University
Figure 1: John Springer Collection/CORBIS/Corbis via Getty Images
Figure 2: Monster Ztudio/ https://www.shutterstock.com
Figure 3: drawn by The Open University
Figure 4: from https://www.nsandi.com/ history
Figure 5: Good_Stock/Shutterstock.com
Figure 6: ACORN/Alamy.com
Figure 7: nerthuz/Getty Images
Figure 8: The Open University
Figure 9: source unknown
Figure 10: mentatdgt/ https://www.pexels.com/ license/
Figure 11: adapted from:courtesy London Stock Exchange plc https://www.londonstockexchange.com
Figure 12: stocknshares/iStockphoto.com
Figure 13: spxChrome/iStockphoto.com
Figure 14: adapted from https://goldprice.org/ gold-price-chart.html
Figure 15: georgeclerk/iStockphoto.com
Figure 16: Slideshow: Investment companies: Slide 1: https://www.allianz.co.uk/; Slide 2: https://www.bnymellon.com ; Slide 3: https://www.hl.co.uk/ ; Slide 4: https://www.fidelity.co.uk/ ; Slides: 5: https://www.avivainvestors.com/ en-gb/
Figure 17: Anna Shvets/ https://www.pexels.com/ license/
Figure 18: Slideshow: Peer to Peer lending companies:
Slide 1: https://www.zopa.com/;
Slide 2: https://www.lendit.com/ usa/ 2020 ;
Figure 19: kate_sept2004/Getty Images
Week 5 Videos:
Video 1: Introduction to Session 5 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: the difference between savings and investments animation: ©MoneySavingExpert https://www.moneysavingexpert.com/
Week 6 Figures:
Course image: The Open University
Figure 1: Morsa Images| Rosemary Calvert/Getty Images
Figure 2: Mark Kerrison / Alamy Stock Photo
Figure 3: Tim Mossholder/https://www.pexels.com
Figure 4: the OU graph
Figure 5: vgajic/Getty Images
Figure 6: BrianAJackson/Getty Images
Figure 7: Nashua Volquez https://www.pexels.com/ photo/ woman-wearing-red-hat-and-sunglasses-1729931/
Figure 8: Szefei/iStock/Getty Images
Figure 9: yanatul/Shutterstock.com
Figure 10: Magda Ehlers https://www.pexels.com/ photo/ two-people-standing-in-forest-1307391/
Figure 11: Twocoms/Shutterstock.com
Figure 12: Fabrik Bilder/Shutterstock.com
Figure 13: Willian Oliviera/https://www.pexels.com
Week 6 Videos:
Video 1: Introduction to Session 6 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Understanding pension schemes animation: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 3: Summary of Section 6 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
This course was created by The Open University with contributions and collaboration from MoneySavingExpert.com. The content unless otherwise stated in the course or in the acknowledgements below (or identifiable as third party content in the course) is owned and/or controlled by The Open University and/or MoneySavingExpert.com and is made available subject to the Creative Commons 4.0 licence: https://creativecommons.org/ licenses/ by-nc-nd/ 4.0/:
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Grateful acknowledgement is made to the following which is not subject to Creative Commons licensing unless stated as such.
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