4.2.4 The credit scoring game
Figure 9 Bill, Dave, Jo and Rajeev
Take a look at the credit profiles of Bill, Dave, Jo and Rajeev below. Who has the best credit score and who has the worst? Can you place them in their credit score order and explain your reasoning?
| Bill | Dave | Jo | Rajeev | ||
| Age | How old are you? | 20 | 19 | 39 | 40 |
| Employment | How would you describe your work? | Semi-skilled | Unskilled | Professional | Skilled |
| How long in current employment? | 2 years | Not employed | 5 years | 19 years | |
| Marital status | Single/married/separated/divorced/widowed? | Single | Separated | Married | Married |
| Children | How many? | No children | 1 child | No children | 1 child |
| Bank account | Do you have one? | Yes | Yes | Yes | Yes |
| Credit card | Do you have one? | Yes | No | Yes | Yes |
| Housing status | Home owner or tenant? | Furnished tenant | Furnished tenant | Furnished tenant | Owner-occupier |
| How long at your current address? | 2 years | 1 year | 2 years | 4 years |