This free course was written by Martin Upton in collaboration with Money Saving Expert. It was first published in May 2020 and last updated May 2022.
This course was created by The Open University with contributions and collaboration from MoneySavingExpert.com. The content unless otherwise stated in the course or in the acknowledgements below (or identifiable as third party content in the course) is owned and/or controlled by The Open University and/or MoneySavingExpert.com and is made available subject to the Creative Commons 4.0 licence::
Please read and abide by the licence terms at all times.
Grateful acknowledgement is made to the following which is not subject to Creative Commons licensing unless stated as such.
Course image: The Open University
Figure 1: kate_sept2004/Getty Images
Figure 2: Jane060/shutterstock.com
Figure 3: one photo/shutterstock.com
Figure 4: garagestock/Shutterstock.com
Figure 5: REDPIXEL.PL/Shutterstock
Figure 6: only_kim/Shutterstock.com
Figure 7: studioarz/Shutterstock.com
Figure 8: Getty Images/Corbis
Figure 9: photograph: The Open University
Activity 2: © Case studies 1-4 © The Open University
Video 1: Introduction to Session 3 by Martin Lewis: ©MoneySavingExpert https://www.moneysavingexpert.com/
Video 2: Andy Haldane (Chief Economist of Bank of England) talking to Martin Upton: ©The Open University
Audio 1: Who are the lenders ©The Open University
Every effort has been made to contact copyright owners. If any have been inadvertently overlooked, the publishers will be pleased to make the necessary arrangements at the first opportunity.
Don’t miss out
If reading this text has inspired you to learn more, you may be interested in joining the millions of people who discover our free learning resources and qualifications by visiting The Open University – www.open.edu/ openlearn/ free-courses.