This free course was written by Jonquil Lowe and Jerome De-Henau. It was first published in July 2019.
Except for third party materials and otherwise stated (see Creative Commons Attribution-NonCommercial-ShareAlike 4.0 Licence.), this content is made available under a
The material acknowledged below is Proprietary and used under licence (not subject to Creative Commons Licence). Grateful acknowledgement is made to the following sources for permission to reproduce material in this free course:
Course image: © I Wei Huang/Shutterstock
Figure 5: Colin McMillen This file is licensed under the Creative Commons Attribution Licence http://creativecommons.org/licenses/by/2.0/
Figure 10: © The Open University
Figure 11: © Lucas Schifres/Getty Images
Figure 12: a) © AF archive/Alamy Stock Photo; b) © Hoxton/Chris Ryan/iStock/Getty Images Plus; c) Photofusion/Universal Images Group/Getty Images; d) © adventtr/iStock / Getty Images Plus
Figure 14: © PNC/Getty Images
Video 2: Used with permission from Southern Home Ownership.
Every effort has been made to contact copyright owners. If any have been inadvertently overlooked, the publishers will be pleased to make the necessary arrangements at the first opportunity.
Don't miss out
If reading this text has inspired you to learn more, you may be interested in joining the millions of people who discover our free learning resources and qualifications by visiting The Open University – www.open.edu/ openlearn/ free-courses.